As many of us have already experienced, credit cards that offer 0% interest may include hidden fees. This visual chart provided by Mountain America Credit Union walks consumers through how to avoid these hidden charges and be more informed when signing up for credit cards. You’ll understand each step of the process from the learning of a new offer to making payments and everything in between. You’ll also learn about the saving funnel and what to look out for; whether its balance transfers, cash advance fees, late fees, and more. Finally, this informative infographic provides details on what to do if you find yourself in any predicaments along the way.